Mortgage Nuggets

Mortgage rates ease to two-month lows

Plus: Families now spend 38% of their income on mortgage payments—76% for low earners

📢 1 in 5 Homeowners Are Getting Ready to Sell!

Builder confidence falls on tariff concerns

Plus: Share of mortgage loans in forbearance decreases to 0.40% in January

Redfin to lay off 450 employees after new deal with Zillow

Plus: NYC real estate executive pleads guilty to wire fraud

📈 Commissions Are Back!

Mortgage credit availability increased in January

Plus: The vanishing young homebuyer

Home purchase sentiment picks up

Plus: MBA pushes for lower FHA insurance premiums

What privatization of Fannie Mae and Freddie Mac means

Plus: Refinance applications tick back up as rates drop

🚀 Helping First-Time Buyers Get Started!

New CFPB director Bessent orders agency to stop working

Plus: Single-family serious delinquency rates increased in December

Trump fires CFPB Director Rohit Chopra

Plus: Pennymac is building up its broker business

Mortgage applications dip in latest MBA survey

Plus: Nations lending sues CMG over trade secrets, poaching